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Research Shows One Out of Five Background Check Disputes May Involve Identity Theft

October 8, 2009 09:59 by Tom Ahearn

False background checks from possible identity theft or misidentification as described by CNN (video here) is a national problem that occurs nearly one out of five times a report is contested, according to research by MyBackgroundCheck.com, a national consumer background check company that has screened over a million consumers for criminal activity.

In a report first aired September 29 (video here), CNN reporter Gerri Willis interviewed a woman who described how her husband's dream job turned into a nightmare because of false information found on his pre-employment background check.

"Unfortunately, the case described in the CNN report is not unusual, and a recent study shows nearly one in five disputed background checks contain false information attributed to identity theft or misidentification" stated Robert Mather, CEO of MyBackgroundCheck.com. "Over one million consumers have purchased background checks through us, many to help in the job seeking process."

The research by MyBackgroundCheck.com focused on consumers that purchased their own background check – or had a background check procured through a prospective employer – and contested the results of the report. The study of disputed background checks revealed that the reasons for the disputes were:

  • Criminal Identity Theft or not their record -- 21%
  • Some Criminal records dismissed, others reported correctly (partial dispute/correction) -- 16%
  • Untruthful applicant; Criminal record was reported correctly -- 16%
  • Charges were reduced/dismissed or expunged and should not be reported -- 14%
  • Court error (wrong criminal record was retrieved from files) -- 12%
  • Record not allowed to be reported by law for employment purposes -- 11%
  • Other -- 9%

A multitude of State and Federal laws protect job applicants from error and mandate potential employers – as well as the agency that investigated the background check and sold the report – to correct the mistakes at no cost to applicants.

A list of these laws and the potential penalties to employers or background check agencies violating them can be obtained for free by emailing info@mybackgroundcheck.com and requesting the publication "Laws Protecting the Rights of Consumers during the Background Check Process."

MyBackgroundCheck.com offers consumer requested "personal" background checks for consumers to use to keep their public and private information current, secure, and accurate. For more information, visit www.mybackgroundcheck.com, email info@mybackgroundcheck.com, or call 1-800-503-2364. Follow MyBackgroundCheck.com on Twitter at www.twitter.com/MyBackgroundChk.

Related Article: Can’t Get a Job? The Five Most Common Mistakes in Background Checks May Be Stopping You

tahearn@mybackgroundcheck.com

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Foiled Kidnapping Plot Shows Importance of Background Checks for Home Help

October 5, 2009 13:53 by Tom Ahearn

A troubling story out of Charlotte, North Carolina shows the importance of background checks for home help – also known as “in-house” services workers – and how performing these background checks on painters, landscapers, builders, and anyone else working in and around one’s home  can help protect one’s family.

A report from WCNC News Channel 36 in Charlotte, NC revealed that Ruben Garcia-Rosario, 25, an illegal immigrant, was recently arrested and is accused of plotting to kidnap two area girls from a bus stop for ransom money. Garcia-Rosario had apparently done some painting at the girls’ home nearly a year ago, News Channel 36 reported.

According to News Channel 36, after the girls – aged 7 and 9 – saw a suspicious man in a dark car with tinted windows watching them at their bus stop, they told a parent who was later able to write down the car's license plate number and call police about the incident.

Officials say this incident underscores the importance of protecting yourself with background checks when you hire people and let them into or near your home, News Channel 36 reported, and that  people who hire home help should not be afraid to ask for proof of a background check and should look elsewhere if the company or person can't provide it.

Another solution is to have to home help workers perform background checks on themselves with a reputable company that provides “personal” background check services for painters, contractors, landscapers, babysitters, and other in-house workers. MyBackgroundCheck.com – a pioneer in consumer requested background checks – helps individuals screen home help workers through a unique and innovative “applicant supplied” background check system where the jobseeker foots the bill.

For more information on MyBackgroundCheck.com’s Home Help Background Check service, visit www.mybackgroundcheck.com, email info@mybackgroundcheck.com, or call 1-800-503-2364. Follow MyBackgroundCheck.com on Twitter at www.twitter.com/MyBackgroundChk.

tahearn@mybackgroundcheck.com

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CNN Report Tells Truth About False Background Checks; MyBackgroundCheck.com May Have Prevented Them

September 29, 2009 11:09 by Tom Ahearn

A recent breaking news video report from CNN’s Gerri Willis shows a woman describing how her husband’s dream job turned into a nightmare because of false information found on his pre-employment background check, a problem that “personal” background check provider MyBackgroundCheck.com may have prevented.

The woman – who asked that her identity be hidden in order to avoid further problems for her husband – told Willis that she was shocked to discover that her husband’s background check revealed two felony convictions – and the job offer was gone, even though the records belonged to another man with the same name and the same birthday as her husband.

According to CNN, the background check report came from ChoicePoint, one of the nation’s largest commercial data brokers that sell personal information obtained from public and private records to employers and law enforcement.

The case described in the CNN report is not unusual, as many background checks contain errors and inaccuracies. Robert Mather, CEO of MyBackgroundCheck.com, a leading provider of “personal” background checks that consumers can perform on themselves to keep their personal information current, claimed that a recent study showed that nearly one in five disputed background checks contained false information.

“Over one million people have purchased background checks through MyBackgroundCheck.com,” said Mather. “We empower individuals take control of their personal information and correct any mistakes before others, including potential employers, see them. We help people take a pro-active approach to the problem of mistakes on background checks, and help them avoid being the victim of identity theft and lost job opportunities.”

With an account from MyBackgroundCheck.com, jobseekers can make sure no errors or inaccuracies exist in their background checks and find out if they have been victimized by identity theft,” Mather added. “According to recent research, identity theft and fraud increased 22 percent in 2008, affecting nearly ten million Americans.”

In the CNN report, privacy advocate Lillie Coney from the Electronic Privacy Information Center said that most people have no clue what is included in data bases that can include incorrect and outdated information. “Let’s say there was an arrest based on faulty information and it was resolved and there was no conviction,” she explained to Gillis. “They still have that original arrest record that may be in a data based somewhere that is passed along repeatedly to people outside of your knowledge.”

Senator Patrick Leahy (D-VT), who has introduced legislation to make databases more accessible and more secure, told CNN’s Gillis he believes most consumers don’t know how exposed they are. “I want to know what is in my records,” Leahy said. “I want to know how to stop misinformation on records. And today people cannot do that.”

And while the woman in the CNN story says her husband ended up getting the job after ChoicePoint corrected the mistake, she is still concerned: “This will happen again,” she told Willis, especially if her husband ever needs a background check again if he changes jobs. “That record is out there.”

For more information on how consumers – including jobseekers – can use personal background checks to protect their personal information from errors, inaccuracies, and identity theft, please visit http://www.mybackgroundcheck.com/DontBeAVictim.

Follow MyBackgroundCheck.com on Twitter at www.twitter.com/MyBackgroundChk.

Related Blog: Can’t Get a Job? The Five Most Common Mistakes in Background Checks May Be Stopping You

tahearn@mybackgroundcheck.com

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Illegal Alien Committed Crimes, Ruined Credit & Found Work Using Identity Theft Victim's Name

September 25, 2009 10:04 by Tom Ahearn

Imagine being stopped for a traffic violation in Florida. Now imagine the police officer tells you there is a warrant for your arrest in Pennsylvania. One problem – you have never been to Pennsylvania.

According to a story from the Greeley (CO) Tribune, this imagined scenario was a very real case of identity theft by an illegal alien for Daniel Ortiz, 33, who not only had never been to Pennsylvania but had only been out of Florida once. But the traffic stop was least of Ortiz’s problems with identity theft, for the Tribune also reported:

  • He received letters from the Internal Revenue Service claiming that he owed additional taxes for income he received from jobs he worked in a number of states that he had never visited;
  • His credit report showed multiple charges – including medical expenses and missed car payments totaling more than $20,000 – that were never paid for, and;
  • He applied for a government construction job but was turned down because of his criminal record in Colorado and California, two states he had never visited.

Suspicious that he was a victim of identity theft and that someone was using his identification to find employment, make purchases, and commit crimes, Ortiz – on the advice of a collection agent for a bill that wasn't his – filed a criminal report with the Eustis, Florida Police Department, the Tribune reported.

The investigation found a “Daniel Ortiz” working a construction job in Greeley, Colorado – one who later admitted that his actual name was Jose Carlos Limon, that he purchased Ortiz's personal information years ago, and that he had entered the country illegally and was not a U.S. citizen, the Tribune reported, adding that Limon faces deportation and six felony counts of identity theft and forgery.

While Ortiz’s case had a happy ending, most victims of identity theft never find the person who stole their identity. According to Javelin Research, the number of identity theft victims in the U.S. reached almost 10 million in 2008, an increase of 22 percent over the previous year. Since identity theft is the fastest growing crime in America, citizens should do everything they can to protect their identity.

One such protection against identity theft is for individuals to perform “personal” background checks on themselves to see if – like the unfortunate Mr. Ortiz – they have had someone commit crimes, use credit, or gain employment in their name. While most background check companies focus on employers, MyBackgroundCheck.com is a pioneer in consumer requested background checks that allow individuals to keep a close watch on their personal information and helps them in preventing criminal identity theft.

For more information on how “personal” background checks can help prevent identity theft, please visit www.mybackgroundcheck.com, email info@mybackgroundcheck.com, or call 1-800-503-2364. Follow MyBackgroundCheck.com on Twitter at www.twitter.com/MyBackgroundChk.

tahearn@mybackgroundcheck.com

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Suspected Scam Artist Used Babysitter Ads on Craigslist to Sell Fake Background Checks

September 16, 2009 17:23 by Tom Ahearn

A recent story about a suspected scam artist who posted non-existent babysitter jobs on the online classified ad site Craigslist and asked applicants to pay for a background check that would never be done serves as a reminder to jobseekers – even babysitters – that in this tough economy criminals and identity thieves will try anything to make money illegally off the search for gainful employment.

According to a report from Fort Wayne, Indiana’s News-Sentinel.com, Fort Wayne Police have arrested a man – 30-year-old Randy A. Hatter from Flint, Michigan – that they believe is behind a multi-state scam that used the online classifieds site Craigslist to post babysitter jobs as a ruse to lure unsuspecting applicants into providing personal information on forms before paying $25 to run background checks that were never performed.

Hatter – who was convicted in 2006 for identity theft and was out on parole at the time of this arrest – was caught in a sting operation by Fort Wayne police, the News-Sentinel reports, after two local victims who happened to know each both responded to the same babysitter job posting on Craigslist, were contacted by Hatter, and then asked for money for a background check.  When the victims realized that they both never heard back from Hatter after giving him money for the background checks, they contacted police.

According to News-Sentinal.com, detectives then answered the babysitter job posting on Craigslist and two female detectives posing as respondents to the ad met Hatter, gave him the $25 for the background check, and police arrested him on three preliminary counts of theft and one of deception.

With the number of unemployed people reaching 15 million according to latest figures, jobseekers need to be wary of scammers who use the search for employment as opportunity to make illegal money. To gain protection in these uncertain times, prospective employees can perform “personal” background checks on themselves to show to potential employers during pre-employment background checks.

While most background check companies focus only on employers, MyBackgroundCheck.com offers jobseekers – including babysitters, nannies, and au pairs – the opportunity to perform background checks on themselves to use to find employment. For more information on personal background checks, visit www.mybackgroundcheck.com, email info@mybackgroundcheck.com, or call 1-800-503-2364. To follow MyBackgroundCheck.com on Twitter, visit www.twitter.com/MyBackgroundChk

NOTE: If you think you were a "Craigslist Babysitter Background Check Scam" victim, call Detective Casey Furge or Detective Joe Lyon at the Fort Wayne Police Detective Bureau at 260-427-1201.

tahearn@mybackgroundcheck.com

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