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A Story of Identity Theft: Don’t let it Happen to you…

October 14, 2008 17:08 by Desiree Bryant

In an era of data breaches and a trend in stolen identity crime rings, it seems no one is secure.  A story published today in ConsumerAffairs.com brings the reality of identity theft  home to one woman, Suzanne Finch, who has been struggling for over a year to determine the source of a data breach that has altered her life dramatically.


Finch found that a data breach into Citibank’s servers may have been the cause of her personal information being used to open accounts and make purchases she never authorized. But Citibank isn’t admitting to the breach or the cause of the fraud against Finch. For anyone discovering their identity has been stolen, this story is one that leads to no resolve or hope…and government laws that do little to protect identity theft victims.


The only way for individuals to protect their identity is to take control of their personal information. Monitoring your own background checks and credit reports help keep you aware of what is happening to your your accounts before the crime spirals into an uncontrollable dark hole of uncertainty. In a world where good credit is needed to purchase almost anything, or even to obtain some jobs, Americans need to take measures to limit access to their accounts and personal information.


In some cases, stolen identities are used to commit crimes, giving identity theft victims a criminal record. With some 80% of employers conducting background checks, you may not know about this until you apply for a job or get pulled over by a police officer for accidentally running a stop sign.


Please visit www.mybackgroundcheck.com for resources and information on taking total control of your personal information.

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Voters with Criminal Records and Bad Background Checks…

September 25, 2008 14:44 by Desiree Bryant

Today, the CEO of our company received an email from the Arrested Development Foundation (ADF) publicizing their “Project New Vote.” He thought it was a joke (maybe because its name parodies the band Arrested Development), but, with further research , found it was an organization that assists criminal offenders in expunging criminal records, finding employment , and exercising their rights to vote under certain state laws.


I’m not so sure I want any major criminals choosing my next president or voting on propositions that could sway toward lenient criminal laws, but apparently the legislators in 39 states believe they should be given that right after serving their time.  ADF has a portal where ex-offenders can find out if they are eligible to vote in their state, which depends on the crime, the time served, and the extent of their criminal records.


I checked out the website at http://www.arrestfoundation.org/index.htm , which argues that there is a great deal of nonviolent offenders or people who have had a run in with the law at some point, but have been rehabilitated. They also state that the way hiring managers deal with background checks is discriminatory to those with criminal records, reporting that most employers make their hiring decision based on the background check before the applicant has a chance to explain the crime or make the case that they have been rehabilitated. ADF also believes that hiring ex-offenders will decrease the rate of recidivism and reduce the overall crime rate.

Here’s my take on ADF’s position…


People who make mistakes pay for them in one way or another and those who truly want to change their lives after crime naturally must try harder than law abiding citizens to get a job. But that is the additional price they pay for the crimes they committed, whether it’s right or wrong. Those of us who have never broken the law should be given preference above those who have. Why should an employer simply trust every applicant with a criminal record and give ex-offenders a chance? It must be on a case-by-case basis and depending on the position in relation to the crime. I wouldn’t hire a two-time thief to run a cash register, for instance.


If you have a criminal record you know is going to show up on a background check, you will have to go the extra mile in contacting the hiring manager and convincing him or her that you are a changed person and deserve a chance at a job or career, but you can feel confident that you have the right to vote (if allowed in your state).
I would advise those with criminal records to go to our MyBackgroundCheck.com newsroom where there are two helpful articles on how background checks affect job seekers and explore other resources throughout the site.


Industry experts, ex-offenders, concerned citizens, and HR people are welcome to post comments to this with thoughts on these issues.

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Are There Skeletons in Your Closet? Background Checks Explained...

September 3, 2008 12:13 by Desiree Bryant

We would like to thank Don Straits of CorporateWarriors.com for quoting our CEO and mentioning MyBackgroundCheck.com in his article on The Ladders!

One of the most important points about this article is that job seekers really need to be aware of what's in their background check before an employer does. With identity theft currently affecting over 8 million Americans, it is wise to check it out yourself and correct any problems on the background check beforehand. If there isn't time to solve the problems, at least you'll be able to inform your employer of the inaccuracies on your background check and that you are trying to correct them. If you are in a field where employers pull credit reports, remember that about 70% contain mistakes.

Identity theft and fraud are occurring so often that privacy rights organizations strongly recommend pulling your own credit reports and criminal records periodically so you can put a stop to any incidents of fraud as soon as possible. Don't let an identity theif ruin your chances at a successful career.

And, of course, there are those of you concerned about mistakes from the past...the 'skeletons in the closet.' If you have them, you are probably not alone. Take Don's advice...if you have made mistakes in the past and you know they will show up on your background check, being straightforward is your best bet and will help you "overcome any mistakes from the past."

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Background Checks on Landlords?

August 1, 2008 15:20 by Desiree Bryant

Landlords are doing background checks on tenant applicants more than ever, but a recent story about a landlord who tried to rape an apartment seeker in Spokane, Washington raises some serious questions about who should be doing the background checking.

What is most troubling about this case is that this landlord had a prior criminal history and was set free by a judge during appeals after a jury convicted him of rape. While free waiting appeals court, he tried to rape again.

As a tenant, you are generally under the presumption that the person renting you a house or apartment is credible because, after all, he/she owns the dwelling you wish to occupy. You, unfortunately, are the vulnerable and unsuspecting. Cases of sexual harassment by bosses are similar to this type of situation, where the person believes he/she has power over you and your life.

The truth is that you really don’t know who to trust in this world – so, if you're suspecting at all, get a background check on that person – even if it's your landlord.

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Your Background Check: Are You a Criminal and Don't Know it?

June 16, 2008 12:34 by Admin

Has someone committed a crime in your name? You may not know it until it’s too late. Imagine being stopped by a cop for a broken tail light while on vacation with your family at Disneyworld only to find out that there’s a warrant for your arrest for a DUI charge you never had. Sound preposterous?

Thousands of people each year are victims of criminal identify theft, experts say. Identities are stolen not just to commit identity fraud but to commit or conceal other types of crimes, experts warn.

Monitoring your own personal background check information is one of the most important safeguards from today's fastest growing crime...identity theft.

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